Very low cost car insurance does exist – we’ve seen reports of most cost-effective automotive insurance coverage quotes as little as 96p a year for complete cover. For low-cost auto insurance coverage in Tampa, we recommend the Florida Farm Bureau, Travelers, and GEICO, which had the bottom rates in our examine. The common value of automotive insurance in Florida is $1,098 per year, averaged for three driver scenarios across sixty seven counties within the state. Florida Farm, GEICO, and Travelers had a few of the most cost-effective charges in Gainesville, averaging about $476 a yr.
We averaged rates for 3 policyholder situations throughout twenty six auto insurance corporations in sixty seven counties for the results on this data. GEICO, State Farm, and Progressive, three of the largest corporations in Florida, perform better than common as properly with underweight grievance index numbers. Home to the University of Florida, the Florida Gators, and a resident population of 188,000, Gainesville is the 17th largest city space in Florida. Together, these firms would prevent 56% compared to the typical city cost with an average annual premium of $807. Travelers and State Farm rounded out the top 5 most affordable corporations in Florida.
Per the Florida Office of Insurance Regulation, the minimal insurance coverage protection you must have on your automotive is $10,000 of personal damage protection (PIP) and $10,000 property harm liability (PDL). As we mentioned above, Florida Farm Bureau Insurance ranked as the most effective auto insurance firm with the lowest charges in Florida, so it is nice to see that also they are one of many prime-ranked auto insurers in the state. Auto insurance in Fort Lauderdale costs $1,748 a 12 months, which is 59% pricier than the common metropolis in Florida. For the largest metropolis, Jacksonville’s auto insurance prices truly aren’t that expensive. Insuring a automobile here prices about $1,258 a yr – 14% costlier than elsewhere in Florida. For cheap automotive insurance coverage in Jacksonville, get quotes from Florida Farm Bureau, GEICO, and State Farm.
At the other end have been Direct General, Equity Insurance Company, and Windhaven, which received essentially the most complaints relative to their market share size. You can shave off half of those costs, nevertheless, in the event you go along with Florida Farm Bureau, GEICO, and Travelers, the three cheapest auto insurers in Fort Lauderdale (imply annual premium $868). Car insurance in Orlando costs about $1,417 a 12 months averaged among our three profiles.
Make sure that you could customize your low cost on-line automobile insurance quote with totally different coverage options to fit your price range and wishes. Getting quotes from Florida Farm Bureau, GEICO, and State Farm ought to be a good begin for reasonable auto insurance coverage in Port St. Lucie. Fort Walton Beach, located in Okaloosa County, has annual auto insurance coverage costs of $1,014. The most expensive place for automotive insurance coverage in Florida is the urban metropolis of Miami.